This might be a dumb question, but...

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Re: This might be a dumb question, but...

Post by MATT » Fri Sep 18 6:28 pm

davescharf wrote:
Fri Sep 18 3:59 pm
MATT wrote:
Fri Sep 18 2:59 pm
davescharf wrote:
Fri Sep 18 2:06 pm
Zwak wrote:
Fri Sep 18 8:36 am
What's the best and/or easiest way to find the value of baseball cards?
My financial advisor buys and sells cards. He’s always willing to look at what you have and tell you if they’re worth anything.

I gave him thousands of cards and he confirmed they were trash. I haven’t gotten around to giving him the ones I know used to be worth money
Does he recommend collecting cards as an investment strategy?
He’s probably say it’s as good of a strategy as collecting beer that’s in my beer cellar
🍻

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Re: This might be a dumb question, but...

Post by The Rube » Fri Sep 18 8:59 pm

Anything from (at least) 1997-2000 is probably worthless (not counting the uber-special bonus cards that are not officially part of a set).

Pre 1987, it depends on the sport. Hockey is probably the "most" valuable because no one collected them at that point, really. Same with basketball (if you have a Star Company bouncyball set, you are good to go, btw). Football is probably pre-1985. Baseball is 1986 at best, but most likely pre-1980. The other odd thing is that O-Pee-Chee hockey is (or was) worth more than Topps (the American counterpart) in hockey, but the reverse in baseball.

Cards are coming back, there are FB groups and such, and while a cult market in this day and age, it is sorta making a comeback. Mostly just those bonus elite cards, or what we called "insert" back in the day.
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Re: This might be a dumb question, but...

Post by Zwak » Mon Sep 28 2:05 pm

Full disclosure...this is an old guy question...

So, I have Venmo but don't use it very often. When I log into Venmo it shows all of my friends and who they have paid and what for. What do people use that for? I don't really care that John Doe paid Mary Smith for a haircut.
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Re: This might be a dumb question, but...

Post by Orion » Mon Sep 28 2:08 pm

I use venmo for splitting checks at restaurants/takeout. What forced me into it was youth sports. Collecting for team fees or coaches gifts no one carries cash.

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Re: This might be a dumb question, but...

Post by Bonin21 » Mon Sep 28 2:09 pm

If someone sees it and likes it they get their little dopamine rush.
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Re: This might be a dumb question, but...

Post by Bonin21 » Mon Sep 28 2:10 pm

Orion wrote:
Mon Sep 28 2:08 pm
I use venmo for splitting checks at restaurants/takeout. What forced me into it was youth sports. Collecting for team fees or coaches gifts no one carries cash.
He's asking why people don't just set every transaction to private.
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Re: This might be a dumb question, but...

Post by Orion » Mon Sep 28 2:13 pm

Bonin21 wrote:
Mon Sep 28 2:10 pm
Orion wrote:
Mon Sep 28 2:08 pm
I use venmo for splitting checks at restaurants/takeout. What forced me into it was youth sports. Collecting for team fees or coaches gifts no one carries cash.
He's asking why people don't just set every transaction to private.
Ok. Then better answer is that I had no idea you could set it to private. I hardly use it and didn't see that as an option. I'm guessing others either don't know or don't care that it shows everyone everything.

I just changed it to private. Thanks for the heads up.

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Re: This might be a dumb question, but...

Post by Kelly Red » Mon Sep 28 6:10 pm

So lesson learned for today...don’t pay the hooker with Venmo!
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Re: This might be a dumb question, but...

Post by Steve MN » Mon Sep 28 6:24 pm

Kelly Red wrote:
Mon Sep 28 6:10 pm
So lesson learned for today...don’t pay the hooker with Venmo!
Just need to make sure you use an account that your spouse doesn't have access to, and be very sure to set the transaction as "private"
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Re: This might be a dumb question, but...

Post by Cowgirl » Mon Sep 28 9:23 pm

Zwak wrote:
Mon Sep 28 2:05 pm
Full disclosure...this is an old guy question...

So, I have Venmo but don't use it very often. When I log into Venmo it shows all of my friends and who they have paid and what for. What do people use that for? I don't really care that John Doe paid Mary Smith for a haircut.
I think it’s targeted at the millennials and younger who really do need everyone to know EVERY DAMN THING THEY DO! This is how they validate their lives.

Or something like that.

But then again I’m getting to be old too so I may be way off. 😬

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Re: This might be a dumb question, but...

Post by g-manpuck » Tue Sep 29 7:16 am

My daughter started venmo when she started college, it made eating out or grocery shopping with her roommates easier. Couple seconds and each of them send what they owe to the person that paid. I'm not involved in anything that would make it worth my while but I do see the convenience of it though.
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Re: This might be a dumb question, but...

Post by Bertogliat » Tue Sep 29 7:28 am

g-manpuck wrote:
Tue Sep 29 7:16 am
My daughter started venmo when she started college, it made eating out or grocery shopping with her roommates easier. Couple seconds and each of them send what they owe to the person that paid. I'm not involved in anything that would make it worth my while but I do see the convenience of it though.
Venmo is great for playing poker with your buddies online. Instant payouts.

Also, I set up two foursomes of golf a few weeks ago and told people they could pay by cash or Venmo. Since people are using less cash these days about half paid by Venmo.

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Re: This might be a dumb question, but...

Post by Zwak » Tue Sep 29 7:45 am

Just to reiterate...I think Venmo is great. I have no problem with the concept.

My question had to do with seeing who all of my friends are paying and what they are paying them for. I just don't care. I think @Cowgirl was spot on.
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Re: This might be a dumb question, but...

Post by Snowcool08 » Tue Sep 29 7:55 am

Zwak wrote:
Tue Sep 29 7:45 am
Just to reiterate...I think Venmo is great. I have no problem with the concept.

My question had to do with seeing who all of my friends are paying and what they are paying them for. I just don't care. I think @Cowgirl was spot on.
You’re too late. We already turned this into a “get off my lawn” discussion.

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Re: This might be a dumb question, but...

Post by gopherguy06 » Tue Sep 29 9:59 am

Yeah, it is the social aspect of it and can see and like what others are doing. I have it set as private, so not sure what the benefit would be and hardly look at others transactions.

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Re: This might be a dumb question, but...

Post by Beauner » Tue Sep 29 10:11 am

The payment comments are mostly just for the social interaction aspects. I have a few buddies who try to make the comments as inappropriate as possible. Makes for a good laugh 🤣
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Re: This might be a dumb question, but...

Post by YoungEagle » Wed Sep 30 10:35 am

When I log on thru my iPhone I get a message saying GPL was hacked or something and I should consider changing my password? Has this been discussed? Am I late to the party on this? Does anyone else see that? Possibly wrong thread and if so I apologise.
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Re: This might be a dumb question, but...

Post by Jupiter » Wed Sep 30 10:53 am

YoungEagle wrote:
Wed Sep 30 10:35 am
When I log on thru my iPhone I get a message saying GPL was hacked or something and I should consider changing my password? Has this been discussed? Am I late to the party on this? Does anyone else see that? Possibly wrong thread and if so I apologise.
News to me... Can you post a screenshot of what you are seeing?

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Re: This might be a dumb question, but...

Post by YoungEagle » Wed Sep 30 12:20 pm

Jupiter wrote:
Wed Sep 30 10:53 am
YoungEagle wrote:
Wed Sep 30 10:35 am
When I log on thru my iPhone I get a message saying GPL was hacked or something and I should consider changing my password? Has this been discussed? Am I late to the party on this? Does anyone else see that? Possibly wrong thread and if so I apologise.
News to me... Can you post a screenshot of what you are seeing?
It may be more related to my password but I thought I would check.
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Re: This might be a dumb question, but...

Post by Bonin21 » Wed Sep 30 12:28 pm

That message is dumb.

"The password has appeared in a data leak"? Like the password/gpl user name combo? Specific to GPL? What are they even trying to tell you
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Re: This might be a dumb question, but...

Post by Jupiter » Wed Sep 30 12:45 pm

This is iOS 14 security....

What is is telling @YoungEagle is that the password used on GPL is being used somewhere else that was part of a data leak. It will do this on any site he logs in to with this password. So it recommends that he changes his GPL password.

THERE IS ZERO BREACH WITH GPL PASSWORDS....

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Re: This might be a dumb question, but...

Post by Bonin21 » Wed Sep 30 12:48 pm

Of course not. And email address is not used to log in here so it's very low risk even if the pw was leaked somewhere else. Unless you're using your GPL name and pw combo at another site.
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Re: This might be a dumb question, but...

Post by Jupiter » Wed Sep 30 12:48 pm


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Re: This might be a dumb question, but...

Post by Slap Shot » Wed Sep 30 1:11 pm

Jupiter wrote:
Wed Sep 30 12:45 pm
This is iOS 14 security....

What is is telling @YoungEagle is that the password used on GPL is being used somewhere else that was part of a data leak. It will do this on any site he logs in to with this password. So it recommends that he changes his GPL password.

THERE IS ZERO BREACH WITH GPL PASSWORDS....
DID YOU ORDER THE CODE RED?!?
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Re: This might be a dumb question, but...

Post by YoungEagle » Wed Sep 30 1:13 pm

Jupiter wrote:
Wed Sep 30 12:45 pm
This is iOS 14 security....

What is is telling @YoungEagle is that the password used on GPL is being used somewhere else that was part of a data leak. It will do this on any site he logs in to with this password. So it recommends that he changes his GPL password.

THERE IS ZERO BREACH WITH GPL PASSWORDS....

Thanks I thought it was strange. I hope I didn’t cause any alarm.
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Re: This might be a dumb question, but...

Post by Jupiter » Wed Sep 30 1:16 pm

Not at all... Just want to make sure others know that GPL is secure.

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Re: This might be a dumb question, but...

Post by Slap Shot » Thu Oct 01 2:37 pm

Has anyone had success washing a micro-fiber eyeglass cloth?
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Re: This might be a dumb question, but...

Post by Bonin21 » Thu Oct 01 2:50 pm

I wash my 3M microfiber cloth all the time. It says machine washable right on the tag.
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Re: This might be a dumb question, but...

Post by Steve MN » Thu Oct 01 4:07 pm

Are you talking about the ultra-thin, essentially smooth cloths? Or the larger thicker ones? The thicker ones, I've machine washed forever. The small ultra-thin ones, I just hand-wash in the hottest water I can stand and then air-dry
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Re: This might be a dumb question, but...

Post by Slap Shot » Thu Oct 01 4:09 pm

Steve MN wrote:
Thu Oct 01 4:07 pm
Are you talking about the ultra-thin, essentially smooth cloths? Or the larger thicker ones? The thicker ones, I've machine washed forever. The small ultra-thin ones, I just hand-wash in the hottest water I can stand and then air-dry
A bit of both. I can try the respective methods and see. Thanks
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Re: This might be a dumb question, but...

Post by Snowcool08 » Sun Oct 04 12:33 pm

When I was a kid, they always had to specify that you wear "non-marking" shoes for gym class. For people with kids, is that still a thing that the schools are worried about marking up the gym floor?

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Re: This might be a dumb question, but...

Post by Zwak » Wed Oct 14 7:37 am

Why does it take 7-10 business days to get yourself removed from an email mailing list?
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Re: This might be a dumb question, but...

Post by Jupiter » Wed Oct 14 8:06 am

Zwak wrote:
Wed Oct 14 7:37 am
Why does it take 7-10 business days to get yourself removed from an email mailing list?
It doesn't... When you unsubscribe to emails, usually it adds you to a "suppression" list instantly. So in theory, you should not get anymore emails from that entity. BUT... I am guessing that these companies are using some kind of "loophole" in the law that gives them time to remove a person from a list. This way they keep sending email to you AND still keep their "numbers" up on how many people they send to. They just update their suppression list every few weeks to keep themselves legal.

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Re: This might be a dumb question, but...

Post by Bonin21 » Wed Oct 14 9:20 am

If a company uses a third party to send their emails (like Salesforce), they may send campaign lists a few days ahead of time. They may manage the opt out list internally.

It's possible some companies send everything over to the third party at the start of the week and the third party runs contact optimization throughout the week.

So basically, if the company doesn't have good technology in place it could absolutely take a few days. A week is questionable.
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Re: This might be a dumb question, but...

Post by Slap Shot » Wed Oct 14 9:32 am

This is a loaded question but looking for possible experience from those that have already put at least one kid into college. Trying to find a possible estimate of what our annual expenses (household of 4) will be freed up for our eldest for next fall when he enters college - this is for us to provide to him and not for savings for ourselves. This is separate from what we have put away for tuition.

For instance obviously our house payment doesn't change, car payment, insurance, etc. But at least in our house we should theoretically eat a bit less, spend a small amount less one usage of elec, gas in the car etc. Then I could plan to be able to provide that to him monthly and minimize or hopefully eliminate the need for him to find work his first year.
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Re: This might be a dumb question, but...

Post by Greyeagle » Wed Oct 14 10:01 am

Slap Shot wrote:
Wed Oct 14 9:32 am
This is a loaded question but looking for possible experience from those that have already put at least one kid into college. Trying to find a possible estimate of what our annual expenses (household of 4) will be freed up for our eldest for next fall when he enters college - this is for us to provide to him and not for savings for ourselves. This is separate from what we have put away for tuition.

For instance obviously our house payment doesn't change, car payment, insurance, etc. But at least in our house we should theoretically eat a bit less, spend a small amount less one usage of elec, gas in the car etc. Then I could plan to be able to provide that to him monthly and minimize or hopefully eliminate the need for him to find work his first year.
If I understand correctly you're trying to determine what benefit you will see in variable costs once he departs for college?
For us I think it was minimal. I seem to recall the biggest savings we realized was a reduction in car insurance cost. I think it had to do with how far away they were from our house but don't recall the exact formula. We helped both kids quite a bit with tuition, something we wanted to do & prepared for so they didn't come out with huge amounts of debt, so we did not give either a stipend of any kind. There was probably savings in grocery bills, especially when YE was gone, but not something we tracked closely. Both kids were responsible for their own spending money.


Has he decided yet where he wats to go? Fun times!
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Re: This might be a dumb question, but...

Post by Bertogliat » Wed Oct 14 10:30 am

Slap Shot wrote:
Wed Oct 14 9:32 am
This is a loaded question but looking for possible experience from those that have already put at least one kid into college. Trying to find a possible estimate of what our annual expenses (household of 4) will be freed up for our eldest for next fall when he enters college - this is for us to provide to him and not for savings for ourselves. This is separate from what we have put away for tuition.

For instance obviously our house payment doesn't change, car payment, insurance, etc. But at least in our house we should theoretically eat a bit less, spend a small amount less one usage of elec, gas in the car etc. Then I could plan to be able to provide that to him monthly and minimize or hopefully eliminate the need for him to find work his first year.
Given that you are from here but live in the Philippines I am very curious what college options you are considering. I literally wouldn’t be surprised with anywhere.

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Re: This might be a dumb question, but...

Post by Slap Shot » Wed Oct 14 10:33 am

Greyeagle wrote:
Wed Oct 14 10:01 am
Slap Shot wrote:
Wed Oct 14 9:32 am
This is a loaded question but looking for possible experience from those that have already put at least one kid into college. Trying to find a possible estimate of what our annual expenses (household of 4) will be freed up for our eldest for next fall when he enters college - this is for us to provide to him and not for savings for ourselves. This is separate from what we have put away for tuition.

For instance obviously our house payment doesn't change, car payment, insurance, etc. But at least in our house we should theoretically eat a bit less, spend a small amount less one usage of elec, gas in the car etc. Then I could plan to be able to provide that to him monthly and minimize or hopefully eliminate the need for him to find work his first year.
If I understand correctly you're trying to determine what benefit you will see in variable costs once he departs for college?
For us I think it was minimal. I seem to recall the biggest savings we realized was a reduction in car insurance cost. I think it had to do with how far away they were from our house but don't recall the exact formula. We helped both kids quite a bit with tuition, something we wanted to do & prepared for so they didn't come out with huge amounts of debt, so we did not give either a stipend of any kind. There was probably savings in grocery bills, especially when YE was gone, but not something we tracked closely. Both kids were responsible for their own spending money.


Has he decided yet where he wats to go? Fun times!
Right now he's looking at (for engineering) Minnesota, Purdue, and some schools in Bangkok and Japan. Some of his teachers want him to go bigger but he's not so confident. :mrgreen:

I just thought of something - my bank summarizes monthly spending by category so I can do some guesswork there.

I realize it won't be a lot, but again aside from what we're committed to for tuition I would love for him to not have to work his Fr year for pocket money.
Currently under construction.

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Re: This might be a dumb question, but...

Post by Bertogliat » Thu Oct 15 7:36 am

Slap Shot wrote:
Wed Oct 14 10:33 am
Greyeagle wrote:
Wed Oct 14 10:01 am
Slap Shot wrote:
Wed Oct 14 9:32 am
This is a loaded question but looking for possible experience from those that have already put at least one kid into college. Trying to find a possible estimate of what our annual expenses (household of 4) will be freed up for our eldest for next fall when he enters college - this is for us to provide to him and not for savings for ourselves. This is separate from what we have put away for tuition.

For instance obviously our house payment doesn't change, car payment, insurance, etc. But at least in our house we should theoretically eat a bit less, spend a small amount less one usage of elec, gas in the car etc. Then I could plan to be able to provide that to him monthly and minimize or hopefully eliminate the need for him to find work his first year.
If I understand correctly you're trying to determine what benefit you will see in variable costs once he departs for college?
For us I think it was minimal. I seem to recall the biggest savings we realized was a reduction in car insurance cost. I think it had to do with how far away they were from our house but don't recall the exact formula. We helped both kids quite a bit with tuition, something we wanted to do & prepared for so they didn't come out with huge amounts of debt, so we did not give either a stipend of any kind. There was probably savings in grocery bills, especially when YE was gone, but not something we tracked closely. Both kids were responsible for their own spending money.


Has he decided yet where he wats to go? Fun times!
Right now he's looking at (for engineering) Minnesota, Purdue, and some schools in Bangkok and Japan. Some of his teachers want him to go bigger but he's not so confident. :mrgreen:

I just thought of something - my bank summarizes monthly spending by category so I can do some guesswork there.

I realize it won't be a lot, but again aside from what we're committed to for tuition I would love for him to not have to work his Fr year for pocket money.
Very Cool. Quite a variety of locations.

Does he speak Thai and Japanese? Or are there English speaking schools in those countries?

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Re: This might be a dumb question, but...

Post by Slap Shot » Thu Oct 15 7:40 am

Bertogliat wrote:
Thu Oct 15 7:36 am
Slap Shot wrote:
Wed Oct 14 10:33 am
Greyeagle wrote:
Wed Oct 14 10:01 am
Slap Shot wrote:
Wed Oct 14 9:32 am
This is a loaded question but looking for possible experience from those that have already put at least one kid into college. Trying to find a possible estimate of what our annual expenses (household of 4) will be freed up for our eldest for next fall when he enters college - this is for us to provide to him and not for savings for ourselves. This is separate from what we have put away for tuition.

For instance obviously our house payment doesn't change, car payment, insurance, etc. But at least in our house we should theoretically eat a bit less, spend a small amount less one usage of elec, gas in the car etc. Then I could plan to be able to provide that to him monthly and minimize or hopefully eliminate the need for him to find work his first year.
If I understand correctly you're trying to determine what benefit you will see in variable costs once he departs for college?
For us I think it was minimal. I seem to recall the biggest savings we realized was a reduction in car insurance cost. I think it had to do with how far away they were from our house but don't recall the exact formula. We helped both kids quite a bit with tuition, something we wanted to do & prepared for so they didn't come out with huge amounts of debt, so we did not give either a stipend of any kind. There was probably savings in grocery bills, especially when YE was gone, but not something we tracked closely. Both kids were responsible for their own spending money.


Has he decided yet where he wats to go? Fun times!
Right now he's looking at (for engineering) Minnesota, Purdue, and some schools in Bangkok and Japan. Some of his teachers want him to go bigger but he's not so confident. :mrgreen:

I just thought of something - my bank summarizes monthly spending by category so I can do some guesswork there.

I realize it won't be a lot, but again aside from what we're committed to for tuition I would love for him to not have to work his Fr year for pocket money.
Very Cool. Quite a variety of locations.

Does he speak Thai and Japanese? Or are there English speaking schools in those countries?
The curriculum would be in English and the schools are globally accredited. Depending upon the package if he went that route he would be required to work 3-5 years in that country after graduation but he said that would be fine with him.

He can understand and read solid amount of Thai and Korean (speaking less so), and is quite good with Mandarin (4 years now) but he has no desire to study in China.
Currently under construction.

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Re: This might be a dumb question, but...

Post by Orion » Thu Oct 15 8:45 am

One concern I would have with a college outside the USA is name recognition. Regardless how good of a school, there is an ignorance of colleges outside this country. Some hiring managers (at least here in MN) have a tendency to toss out any applicants that do not have a degree from a US college.

Edit: This isn't meant to be a knock on those schools. I've had to explain once to a hiring manager that Rose Hulman was indeed a legitimate engineering school.

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Re: This might be a dumb question, but...

Post by Slap Shot » Thu Oct 15 1:00 pm

Orion wrote:
Thu Oct 15 8:45 am
One concern I would have with a college outside the USA is name recognition. Regardless how good of a school, there is an ignorance of colleges outside this country. Some hiring managers (at least here in MN) have a tendency to toss out any applicants that do not have a degree from a US college.

Edit: This isn't meant to be a knock on those schools. I've had to explain once to a hiring manager that Rose Hulman was indeed a legitimate engineering school.
Yes this has been discussed. One thought is he plans to get a masters in the U.S. Secondarily is if he is required to work post-graduation he will have some work experience in his favor.
Currently under construction.

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Re: This might be a dumb question, but...

Post by Bertogliat » Sat Oct 17 10:48 am

I am at a grocery store with 9 check out lanes. Lanes 4, 5, 6, 7 are open. Everyone bagging groceries is tightly packed together (cheek to cheek, if you will).

Why not instead open lanes 2, 4, 6, and 8 so we can all spread out?

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Re: This might be a dumb question, but...

Post by Kelly Red » Tue Oct 20 1:31 pm

Does anyone here have experience with collecting and playing with Phicen figures? Or an equivalent brand? I have several questions about ordering (it’s confusing) and also quality. Please PM me. Thanks!
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Re: This might be a dumb question, but...

Post by gopherguy13 » Tue Oct 20 3:27 pm

Is there actually a problem in a business setting with saying things like "No problem!" or "No worries!"?

I've seen more than a couple articles about business etiquette that have pointed this out, where you should say things like "Happy to help!"

Is that a real thing that people have an issue with, or think less of someone for, or is it just some journalists that to have to fill out an article making it a problem? "No problem" and "No worries" are just how I talk. "Happy to help!" or something similar would just feel artificial to me. For the life of me I can't think of why the former is unprofessional at all.
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Re: This might be a dumb question, but...

Post by Bonin21 » Tue Oct 20 3:31 pm

No. If that's a problem at a company the company sucks.
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Re: This might be a dumb question, but...

Post by Cowgirl » Tue Oct 20 7:47 pm

gopherguy13 wrote:
Tue Oct 20 3:27 pm
Is there actually a problem in a business setting with saying things like "No problem!" or "No worries!"?

I've seen more than a couple articles about business etiquette that have pointed this out, where you should say things like "Happy to help!"

Is that a real thing that people have an issue with, or think less of someone for, or is it just some journalists that to have to fill out an article making it a problem? "No problem" and "No worries" are just how I talk. "Happy to help!" or something similar would just feel artificial to me. For the life of me I can't think of why the former is unprofessional at all.
Living with someone who works in the world of business (and regularly overhearing the work from home meetings), business people feel an intense need to use big words and fancy language to convey things that could be said in a few simple words. I don’t get it!

For instance, “Why didn’t these parts come in” becomes “we need a root cause analysis on this delivery shortfall.”

I swear in some of these meetings I’ve heard them talk for 30 minutes and the end conclusion is “we need to get $h!t done,” the problem could have been solved in a minute. I swear they have meetings to discuss meetings!

The Monday morning motivational meetings (my term) were the most entertaining. The VP would come on and say a few words, then ask if anyone had any questions.....dead silence, every time. Then he’d say, “okay, I’ll give you a couple more minutes in case you think of anything.”

I guess he got the message as they have since discontinued those meetings. 😆

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Re: This might be a dumb question, but...

Post by MNGophers29 » Tue Oct 20 8:31 pm

Cowgirl wrote:
Tue Oct 20 7:47 pm
gopherguy13 wrote:
Tue Oct 20 3:27 pm
Is there actually a problem in a business setting with saying things like "No problem!" or "No worries!"?

I've seen more than a couple articles about business etiquette that have pointed this out, where you should say things like "Happy to help!"

Is that a real thing that people have an issue with, or think less of someone for, or is it just some journalists that to have to fill out an article making it a problem? "No problem" and "No worries" are just how I talk. "Happy to help!" or something similar would just feel artificial to me. For the life of me I can't think of why the former is unprofessional at all.
Living with someone who works in the world of business (and regularly overhearing the work from home meetings), business people feel an intense need to use big words and fancy language to convey things that could be said in a few simple words. I don’t get it!

For instance, “Why didn’t these parts come in” becomes “we need a root cause analysis on this delivery shortfall.”

I swear in some of these meetings I’ve heard them talk for 30 minutes and the end conclusion is “we need to get $h!t done,” the problem could have been solved in a minute. I swear they have meetings to discuss meetings!

The Monday morning motivational meetings (my term) were the most entertaining. The VP would come on and say a few words, then ask if anyone had any questions.....dead silence, every time. Then he’d say, “okay, I’ll give you a couple more minutes in case you think of anything.”

I guess he got the message as they have since discontinued those meetings. 😆
I hate “corporate speak” and like to say “get this $h!t done” and the like. This covid-age video conference calls has seemed to create more people that like to hear themselves talk and when they use those buzz words and you know they don’t talk like that, you just want to punch them.

I have a co-worker down in Mlps that ALWAYS has something to say on every single topic, he doesn’t add anything more than the obvious, but he feels the needs to lengthen every call by 10-15 minutes with his BS. I regularly call him out on it privately though and he doesn’t seem to care. 🤷🏼‍♂️🤷🏼‍♂️
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Re: This might be a dumb question, but...

Post by Greyeagle » Tue Oct 20 8:33 pm

One of my favorites: Let's take this discussion offline. ;)
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Re: This might be a dumb question, but...

Post by Cowgirl » Tue Oct 20 8:38 pm

Greyeagle wrote:
Tue Oct 20 8:33 pm
Let's take this discussion offline. ;)
Sorry, not sure if serious, sorry if I said something I shouldn’t have. 😬

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Re: This might be a dumb question, but...

Post by Greyeagle » Tue Oct 20 8:40 pm

Cowgirl wrote:
Tue Oct 20 8:38 pm
Greyeagle wrote:
Tue Oct 20 8:33 pm
Let's take this discussion offline. ;)
Sorry, not sure if serious, sorry if I said something I shouldn’t have. 😬
Oh gosh, not serious. Just realized it sounded like I was wearing my mod hat and not goofy poster hat. :shock: :lol:
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Re: This might be a dumb question, but...

Post by Cowgirl » Tue Oct 20 8:43 pm

Greyeagle wrote:
Tue Oct 20 8:40 pm
Cowgirl wrote:
Tue Oct 20 8:38 pm
Greyeagle wrote:
Tue Oct 20 8:33 pm
Let's take this discussion offline. ;)
Sorry, not sure if serious, sorry if I said something I shouldn’t have. 😬
Oh gosh, not serious. Just realized it sounded like I was wearing my mod hat and not goofy poster hat. :shock: :lol:
Was hoping for the latter...:)

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Re: This might be a dumb question, but...

Post by Karlsson » Tue Oct 20 8:55 pm

I don’t think this is a case of corporate speak vs plain talk, more a case of positive vs negative language. Still silly when applied to this situation, though. When someone says “No worries” to me I don’t interpret it as “You are wrong because you thought I was worried.”

As far as corporate speak, my company is absolutely obnoxious with it. I’m always cutting through the BS and shortening meetings. I shared this with a few co-workers I felt were getting a tad ridiculous with no comment:


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Re: This might be a dumb question, but...

Post by The Rube » Tue Oct 20 9:28 pm

I hate corporate speak, and one of the reasons I love the position I have at work. I rarely deal with the head of the building, who CONSTANTLY uses that line of approach. My other 2 bosses use normal words, including (gasp) some cuss words.

Perfect example:
One day, the head of the building had HIS boss come in. Asked to describe me, my boss said, "He's a self-starter."
My other bosses would say, "He gets sh* done."
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Re: This might be a dumb question, but...

Post by Steve MN » Wed Oct 21 9:17 am

Karlsson wrote:
Tue Oct 20 8:55 pm
I don’t think this is a case of corporate speak vs plain talk, more a case of positive vs negative language. Still silly when applied to this situation, though. When someone says “No worries” to me I don’t interpret it as “You are wrong because you thought I was worried.”

As far as corporate speak, my company is absolutely obnoxious with it. I’m always cutting through the BS and shortening meetings. I shared this with a few co-workers I felt were getting a tad ridiculous with no comment:

As always, Al gets to the heart of the matter.

Love the first comment after the video, too, so fitting.
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Re: This might be a dumb question, but...

Post by g-manpuck » Wed Oct 21 9:58 am

Corporate speak in the construction world is full of four letter expletives. After being in construction my whole life I don't think I would fare well in the corporate world. Also, I don't have much of a disconnect when talking like I do at work when I am around people outside of work...my potty mouth has been know to offend some. But I say....f*** em! :lol:
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Re: This might be a dumb question, but...

Post by Kelly Red » Wed Oct 21 12:40 pm

g-manpuck wrote:
Wed Oct 21 9:58 am
Corporate speak in the construction world is full of four letter expletives. After being in construction my whole life I don't think I would fare well in the corporate world. Also, I don't have much of a disconnect when talking like I do at work when I am around people outside of work...my potty mouth has been know to offend some. But I say....f*** em! :lol:
I think working in a restaurant kitchen could give the construction business a run for their money on cuss words! :lol:
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Re: This might be a dumb question, but...

Post by Bladepuller » Wed Oct 21 1:03 pm

As I matured as a const. supt. I found myself cussing less & when I had to make a point talking softly.
I saw more corporate speak come from the A/E side of the process ad generally in an inverse relation ship the quality and completeness of their documents.
In plain old job site English the chittier the plans and specs were the more BS would spew out in job meetings from them.
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Re: This might be a dumb question, but...

Post by The Rube » Wed Oct 21 9:52 pm

Restaurants, construction, and warehousing have to be top 3 for cussing (in no particular order, btw). Of all the words I say in a day, I bet more than 2/3 of them are cuss words.
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Re: This might be a dumb question, but...

Post by Bertogliat » Thu Oct 22 5:35 am

You are all making me miss my old boss. She would swear like a sailor. In a very corporate environment it really helped getting through the day knowing you could speak freely.

I have her on speed dial in case I ever get laid off.

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Re: This might be a dumb question, but...

Post by g-manpuck » Thu Oct 22 6:41 am

I had a former boss that was a former Marine drill sergeant. He also had his name on the business, so he took extreme care and pride in how his business was run and how his employees carried themselves. The first three weeks I worked for him felt like a boot camp to me, it felt like I literally ran for those three weeks. He yelled at me once, "I didn't tell you to walk to get those f*** parts, I TOLD YOU TO f*** RUN!!" In the end I earned his respect and he had mine...plus he only encouraged my workplace potty mouth.
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Re: This might be a dumb question, but...

Post by Slap Shot » Thu Oct 22 7:54 am

Working at UPS was not completely unlike the military although no boot camp and you never got shot at. :mrgreen:

Managers had no problem raising their voice for any reason and you had to have an attitude of, "I'm the fu***ng best!!!" at all times. I actually chose not to bark orders at anyone but I did let my employees know under no uncertain times if they screwed up this is how to get it right and don't do it again.
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Re: This might be a dumb question, but...

Post by 5 O.T. » Thu Oct 22 8:29 am

MNGophers29 wrote:
Tue Oct 20 8:31 pm
Cowgirl wrote:
Tue Oct 20 7:47 pm
gopherguy13 wrote:
Tue Oct 20 3:27 pm
Is there actually a problem in a business setting with saying things like "No problem!" or "No worries!"?

I've seen more than a couple articles about business etiquette that have pointed this out, where you should say things like "Happy to help!"

Is that a real thing that people have an issue with, or think less of someone for, or is it just some journalists that to have to fill out an article making it a problem? "No problem" and "No worries" are just how I talk. "Happy to help!" or something similar would just feel artificial to me. For the life of me I can't think of why the former is unprofessional at all.
Living with someone who works in the world of business (and regularly overhearing the work from home meetings), business people feel an intense need to use big words and fancy language to convey things that could be said in a few simple words. I don’t get it!

For instance, “Why didn’t these parts come in” becomes “we need a root cause analysis on this delivery shortfall.”

I swear in some of these meetings I’ve heard them talk for 30 minutes and the end conclusion is “we need to get $h!t done,” the problem could have been solved in a minute. I swear they have meetings to discuss meetings!

The Monday morning motivational meetings (my term) were the most entertaining. The VP would come on and say a few words, then ask if anyone had any questions.....dead silence, every time. Then he’d say, “okay, I’ll give you a couple more minutes in case you think of anything.”

I guess he got the message as they have since discontinued those meetings. 😆
I hate “corporate speak” and like to say “get this $h!t done” and the like. This covid-age video conference calls has seemed to create more people that like to hear themselves talk and when they use those buzz words and you know they don’t talk like that, you just want to punch them.

I have a co-worker down in Mlps that ALWAYS has something to say on every single topic, he doesn’t add anything more than the obvious, but he feels the needs to lengthen every call by 10-15 minutes with his BS. I regularly call him out on it privately though and he doesn’t seem to care. 🤷🏼‍♂️🤷🏼‍♂️
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Re: This might be a dumb question, but...

Post by davescharf » Thu Oct 22 6:46 pm

Slap Shot wrote:
Thu Oct 22 7:54 am
Working at UPS was not completely unlike the military although no boot camp and you never got shot at. :mrgreen:

Managers had no problem raising their voice for any reason and you had to have an attitude of, "I'm the fu***ng best!!!" at all times. I actually chose not to bark orders at anyone but I did let my employees know under no uncertain times if they screwed up this is how to get it right and don't do it again.
I worked at the Eagan Coca Cola warehouse one summer because they were the only place that would hire me for a summer job after missing 4 weeks of summer due to my ROTC Field Training. I've never, including at that Field Training, been yelled at louder at any job than the senior union guys did when they learned I was doing 50% above quota for loading pallets of product. I wasn't even working all that hard either.
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Re: This might be a dumb question, but...

Post by The Rube » Thu Oct 22 9:26 pm

davescharf wrote:
Thu Oct 22 6:46 pm
Slap Shot wrote:
Thu Oct 22 7:54 am
Working at UPS was not completely unlike the military although no boot camp and you never got shot at. :mrgreen:

Managers had no problem raising their voice for any reason and you had to have an attitude of, "I'm the fu***ng best!!!" at all times. I actually chose not to bark orders at anyone but I did let my employees know under no uncertain times if they screwed up this is how to get it right and don't do it again.
I worked at the Eagan Coca Cola warehouse one summer because they were the only place that would hire me for a summer job after missing 4 weeks of summer due to my ROTC Field Training. I've never, including at that Field Training, been yelled at louder at any job than the senior union guys did when they learned I was doing 50% above quota for loading pallets of product. I wasn't even working all that hard either.
My co-workers didn't get yelled at, but were shown my example of metrics: I am currently at 120% of expected output. 3-4 others are at 100%. The other dozen or so fall just short of 100%. Mgrs were asking why and how. That felt pretty good.
MNGophers29 wrote:When the wife asks, I will just tell her "Rube said it was ok"!! LOL!

When you tell somebody somethin', it depends on what part of the country you're standin' in... as to just how dumb you are.

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Re: This might be a dumb question, but...

Post by Zwak » Fri Oct 23 12:26 pm

Total city boy question here. What do farmers do in the winter? I would imagine with crop farmers there are busy and slow times of the year? What about those who raise livestock?

Again, not questioning the work ethic of farmers. I know they work hard. Just wondering if/when they have slow times.
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Re: This might be a dumb question, but...

Post by Norm » Fri Oct 23 1:00 pm

Zwak wrote:
Fri Oct 23 12:26 pm
Total city boy question here. What do farmers do in the winter? I would imagine with crop farmers there are busy and slow times of the year? What about those who raise livestock?

Again, not questioning the work ethic of farmers. I know they work hard. Just wondering if/when they have slow times.
Those with livestock are busy year around. Crop farming is obviously more seasonal. I used to do a lot of repair work in the shop during the winter. It's funny how fixing goes so much better when you're not under the gun to get back in the field.

Then there's planning to do for next season. What crops to plant, which varieties of those crops, what to spray the weeds with, what fertilizer to use.

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Re: This might be a dumb question, but...

Post by Bonin21 » Fri Oct 23 1:10 pm

I'd imagine the successful farmers understand that in a tough occupation like that they need to utilize the winter months for something of real value and stay busy just about full time.
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Re: This might be a dumb question, but...

Post by frozen4champs » Fri Oct 23 1:29 pm

Zwak wrote:
Fri Oct 23 12:26 pm
Total city boy question here. What do farmers do in the winter? I would imagine with crop farmers there are busy and slow times of the year? What about those who raise livestock?

Again, not questioning the work ethic of farmers. I know they work hard. Just wondering if/when they have slow times.
Pretty much what Norm said. I crop farm only, so I spend the off season planning for the next year. I order ( and prepay) my seed, spray and any parts I will need for the next year. I don't have a heated shed, so I really don't do much repairs until the spring. Tax planning and preparation is also something that takes up some time. My wife still has a "regular" job so she carries the insurance, so I need to make sure our driveway is cleared of snow by 4:30am. My wife always jokes that I work 3 months a year, which is not that far off. :wink:

Side note-- I am so glad I got my harvest done when I did. We have been hammered by snow/ice the past week and more coming. I still have some tillage to do yet, so hoping next weekend it will be suitable to do so. I still need to put things away yet and change oil in the tractors. I normally get done about the 15th of November, so I was way ahead of schedule until this weather hit. I usually get ramped up and get ready to go in early April.

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Re: This might be a dumb question, but...

Post by Kelly Red » Fri Oct 23 1:38 pm

Zwak wrote:
Fri Oct 23 12:26 pm
Total city boy question here. What do farmers do in the winter? I would imagine with crop farmers there are busy and slow times of the year? What about those who raise livestock?

Again, not questioning the work ethic of farmers. I know they work hard. Just wondering if/when they have slow times.
My cousin and her husband farm family land in NW Iowa. Soybeans. Not so great this year. He drives a truck during the winter. Extra income, flexible schedule are key. She has a regular job, steady income, also for the insurance.
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Re: This might be a dumb question, but...

Post by Greyeagle » Fri Oct 23 2:13 pm

frozen4champs wrote:
Fri Oct 23 1:29 pm
Pretty much what Norm said. I crop farm only, so I spend the off season planning for the next year. I order ( and prepay) my seed, spray and any parts I will need for the next year.
Follow up city slicker question, what is your approximate variable cost investment per acre you grow? I was reading about the catastrophic losses due to the Derecho earlier this year and it seemed like it hit to far into the season to replant. The article mentioned crop insurance is not all that good so it got me wondering if it's even worth it to a farmer to replant given the costs involved. I see a severe storm coming and think I hope my car or house don't get damaged, I could not imagine having an entire year's investment exposed. :shock:

Obviously you don't want to get into your personal finances just curious if it's 4 50% of your annual cost per acre? 30%? 60%? My guess is your biggest unknown variable cost year-to-year cost is irrigation if needed but what do I know?
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Re: This might be a dumb question, but...

Post by frozen4champs » Fri Oct 23 3:19 pm

Greyeagle wrote:
Fri Oct 23 2:13 pm
frozen4champs wrote:
Fri Oct 23 1:29 pm
Pretty much what Norm said. I crop farm only, so I spend the off season planning for the next year. I order ( and prepay) my seed, spray and any parts I will need for the next year.
Follow up city slicker question, what is your approximate variable cost investment per acre you grow? I was reading about the catastrophic losses due to the Derecho earlier this year and it seemed like it hit to far into the season to replant. The article mentioned crop insurance is not all that good so it got me wondering if it's even worth it to a farmer to replant given the costs involved. I see a severe storm coming and think I hope my car or house don't get damaged, I could not imagine having an entire year's investment exposed. :shock:

Obviously you don't want to get into your personal finances just curious if it's 4 50% of your annual cost per acre? 30%? 60%? My guess is your biggest unknown variable cost year-to-year cost is irrigation if needed but what do I know?
Farming has changed dramatically in the past 25 years. It truly is a business now, and not like when my Dad farmed, which he did his books using a notebook. Each farms expenses really vary. I have added a link from the UofMn that is a pretty good guide. For me, I'm a little guy, farming around 500 acres ( no irrigation). I own all my equipment, and own part of the land, and the other land I farm I rent is from family, so I get a "discount". So, my cost per acre is lower than most. I could give you a power point discussion on crop insurance. You can buy crop insurance up to 85% of your crops. I have 85% coverage on my soybeans, and 80% on corn. ( Soybeans are more likely to suffer damage, thus more coverage for me.) I also have a policy that covers the price. So I am pretty insuranced up. Another note on insurance-- It is better to not plant because of weather in the spring ( like last year) than to get wiped out during the year. Last year I only planted about 30% of my crops because of the wet weather. If your crops need to be replanted, you are best to do it in the early spring. Again, this link should help a bit, but like everything, farmers costs vary from farm to farm. It has corn and soybean inputs, and as you see the corn return on investment has been negative for the past few years for the AVERAGE farm, not all farms. Also, when you sell your crops can make a huge difference if you make/lose money. You can contract crops in advance ( it is like playing the stock market). One more thing. Your insurance is based on your field average from the past few years. They throw out the low year to not hurt your average, other wise a year like last year when I had zero corn acres on one farm would drop the average. Kind of like a house. My house is worth x amt and your house is worth y, so each farmers crops are valued differently based on their crop average.
https://extension.umn.edu/farm-finance/crop-budgets

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Re: This might be a dumb question, but...

Post by Greyeagle » Fri Oct 23 4:40 pm

Wow, that is fantastic information and very interesting to peruse. Thanks, @frozen4champs!!
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Re: This might be a dumb question, but...

Post by D2D » Fri Oct 23 6:15 pm

Greyeagle wrote:
Fri Oct 23 4:40 pm
Wow, that is fantastic information and very interesting to peruse. Thanks, @frozen4champs!!
Yeah, some very good answers to what was NOT a dumb question.
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Re: This might be a dumb question, but...

Post by The Rube » Fri Oct 23 8:52 pm

It's too bad Jane Fonda doesn't really post here anymore. He's combining this weekend on his family's farm (relatively soon to be his farm). I've learned a lot about farming from him. Agreed that it's not like 10 or 20 years ago. Everything is computerized/digital. The machinery basically drives itself, using GPS, the driver is just there to make sure nothing goes wrong, etc.

It's a tough life being a small farmer. Long hours, and who knows how much you will make year to year.
MNGophers29 wrote:When the wife asks, I will just tell her "Rube said it was ok"!! LOL!

When you tell somebody somethin', it depends on what part of the country you're standin' in... as to just how dumb you are.

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